As we approach the end of the year and look forward to a fresh start in 2024, now is the perfect time to make the most of your AXA XL benefits.

From exclusive discounts and savings with nationwide retailers to voluntary benefits that support your well-being, AXA XL provides a reliable foundation for achieving your goals. Take advantage of these offerings to stretch your budget, prioritize your well-being, and invest in professional development. With AXA XL by your side, you can set new goals, take care of yourself, and make the most of the opportunities that lie ahead. Continue reading for some recommended actions, and some suggestions for 2024.

Complete your Staying Well Healthy Actions for 2023

If you have outstanding healthy actions through Cigna’s MotivateMe platform, you can complete and redeem actions incurred through December 31, 2023. These actions can earn you gift cards, and all actions must be redeemed by March 30, 2024. After March 30, 2024, all awards will be forfeited.

Use your health care FSA dollars and submit your claims

If you’ve contributed to a Health Care Flexible Spending Account (FSA) or Limited Purpose FSA in 2023, did you know you can carry over 2023 funds for use in 2024? Heading into 2024, you can use $610 from your 2023 balance for qualified health care expenses in 2024, allowing you to stretch your health care dollars further.

Consider how you can spend your funds to take full advantage of your tax savings:

  • For Limited Purpose FSA participants: You can use your balance for qualified dental and vision care expenses, including things like fillings, X-rays, braces, eyeglasses, contacts, and even LASIK surgery.
  • For Health Care FSA participants: You can use your FSA dollars for qualified health care expenses such as deductibles, copayments, and coinsurance for medical, pharmacy, dental, and vision care, so now is a great time to schedule any health appointments.

In addition to care expenses, you can also use your funds on Health Care FSA-approved products, such as first aid supplies, over the counter medicines like aspirin or allergy treatments, sunscreen, and even feminine hygiene products! Review the list of eligible expenses here.

Remember! You need to submit all 2023 claims for reimbursement by March 31, 2024.

Schedule care appointments

Doctors book up quickly, so use the advent of a new year as a chance to schedule appointments with providers! If you have been postponing any preventive health care appointments, schedule them now to maximize your benefits in 2024. Consider if you have one of your two preventive dental cleanings on the calendar, or if you’ve booked a visit with your PCP for your annual physical.

Get a pulse on your financial health

Check out the Financial Wellness Tracker on Benefits OnLine to get help with planning for 2024. After a quick 10-minute assessment, you’ll receive a financial health score with an action plan to improve your financial situation. The tool can help you plan and invest, manage debt, and preserve your assets by helping organize your financial planning and goals. Visit and select the Financial Wellness tab to take the assessment.

Do your part to support the community

It's crucial to keep in mind that both December and January can present challenges for many individuals. Whether you're thinking about donating to a homeless shelter or participating in a toy drive during the holiday season, AXA XL offers a Matching Gifts and Funds Program that enables colleagues to have their charitable donations or fundraising efforts matched by the company.

Under this program, AXA XL will match 100% of individual contributions, with a minimum of $25 and a maximum of $800 per person annually. The allowance year runs from November 1st to October 31st.

If you haven't already taken advantage of this opportunity, now is the perfect time to make a difference and contribute to brightening someone's day.

Take advantage of discounts

We're all aware that the next few months can put a strain on our finances. But why not maximize your savings by taking advantage of the discounts available to you as an AXA XL colleague? As part of your benefits, you have immediate access to exclusive discounts from a range of nationwide retailers, including:

  • GM car discounts
  • Broadway Tickets through Plum Benefits
  • Bank of America Preferred Rewards program

By utilizing these discounts, you can stretch your money further.

Set yourself up for success

As you set your sights on your career goals for 2024, AXA XL is here to support you every step of the way. As a valued colleague, you may have access to our professional development and educational assistance program. This program is designed to help you excel in your career and includes opportunities such as:

  • Long term Degree
  • Self Study Certificate
  • Professional Designation Programs
  • Skill Development Courses
  • Continuing Education

With AXA XL, you have the resources and support to take your career to new heights in the year ahead. Speak with your manager if interested in taking advantage of these benefits.