AXA XL offers other valuable benefits to help you maintain your personal and professional lives. Use this page to learn more about our additional benefits for you.


Matching gifts program

Our Matching Gifts and Funds Program enables colleagues to have their charitable donations or fundraising efforts matched by the company. Under the program, AXA XL will match 100% of individual contributions, from a minimum of $25 to a maximum of $800 per individual, during a calendar year. Applicants must be an AXA XL colleague for a minimum of 90 days at the time of the application. Part-time AXA XL colleagues must be scheduled to work a minimum of 20 hours per week in order to be eligible to participate.

For more details, including how to apply, please see the Matching Gifts Policy available on the Corporate Social Responsibility (CSR) page which can be found under About Us on ONE.


Pet insurance

Pet insurance through MetLife can help you keep your pet healthy by helping to pay for covered vet expenses, including:

  • Accidental injuries
  • Illnesses
  • Exam fees
  • Surgeries
  • Medications
  • Hospital stays
  • Ultrasounds, x-rays, and diagnostic tests

The plan runs on a month-to-month basis, so you can enroll in or drop coverage at any time during the year. Note that pet insurance may not cover pre-existing conditions. Get a quote or enroll by visiting http://www.metlife.com/getpetquote or calling 800-GET-MET8.


Commuter benefits

If you commute to work or pay for parking, consider using the PayFlex commuter benefit.

You can set aside pre-tax dollars to pay for qualified transit and parking expenses. In 2022, the transit monthly pre-tax limit is $280, and the parking monthly pre-tax limit is $280. If your transit or parking costs exceed these limits, you can set aside unlimited after-tax deductions to cover the difference. Your transit or parking costs will be paid through payroll deductions.


When you purchase your transit pass online, you’ll receive it directly at your home address. Be sure to think ahead when you’re planning your commute. When you enroll and purchase a pass by the first of the month, it will be mailed by the 23rd of that month. For example, if you’d like to receive your transit pass by May 1, you’ll need to enroll and purchase it on April 1. You also have the option to enroll in a MasterCard Commuter Check Card that you can use to make transit payments.


The monthly parking payment will be mailed directly to the specified parking location that you select. In most cases, PayFlex will be able to pay your parking vendor directly. If this isn’t possible, you’ll be able to submit a claim form to PayFlex and receive reimbursement.

How to enroll

Enroll on the www.payflex.com.



As your car gets older, the risk of repairs increases. ForeverCar’s Vehicle Service Plan benefit gives you the peace of mind that should a breakdown occur after your vehicle warranty expires, you’ll still be protected and can get back to the important stuff hassle-free.

ForeverCar’s program features include:

  • Save an average of 35% over the market rate
  • Using the repair facility of your choice
  • Convenient low monthly payments
  • Repair concierge team available to offer their expertise every step of the way

Legal services

Quality legal assistance can be expensive, but MetLife Legal Plans give you access to a network of expert attorneys at an affordable price. This benefit provides the guidance and tools you need to handle the broad range of personal legal concerns you face throughout your life; like buying or selling a home, starting a family, dealing with identity theft or caring for aging parents. You can enroll in this coverage during the Annual Benefits Enrollment period through myHR.​

For more details, visit http://www.members.legalplans.com/ or call 800-821-6400 to learn more.


Adoption/surrogacy assistance

To help you build your family, AXA XL offers you an adoption benefit reimbursement, for which you are eligible if you are a full-time colleague.

The benefit reimburses you for certain expenses, including:

  • Court fees
  • Immigration fees
  • Legal fees

You can receive up to a maximum reimbursement of $10,000 per child.


CommonBond student loan refinancing

Paying down student loan debt can be challenging. That’s why AXA XL has partnered with CommonBond to provide student loan refinancing opportunities. CommonBond offers you a way to consolidate and/or refinance your student loans into one, low fixed-rate loan that can save you money over the life of your loan.

What is student loan refinancing?

Refinancing means taking out a new loan – at a lower interest rate – to replace your old loans. Now that you've got a higher income and better credit score than you did when you originally took out your student loans, CommonBond may be able to give you a better interest rate on those loans.

Why refinance with CommonBond?

CommonBond members save over $24,046, on average, by refinancing.1 Plus, as a member of the AXA XL network, you'll get a $200 cash bonus when you refinance.2 For every loan CommonBond funds, they also fund the education of a child in need through their Social Promise.

Not sure if refinancing is right for you?

Deciding whether to refinance your student loans can be challenging, but it doesn’t have to be. Learn about what refinancing is all about, how CommonBond can help, and consider whether it’s right for you by watching this webinar. Then, once you’re ready to get started with CommonBond, visit http://cbpartner.co/axaxl.

1 Savings calculation of $24,046 is based on student loans refinanced with CommonBond between 1/1/17 and 1/31/17. Savings is calculated as the difference between borrowers’ estimated future payments for their previously held loans and their future expected payments after refinancing with CommonBond. The calculation is a weighted average dollar savings of CommonBond refinance loans and assumes interest rates will not change over time, members make all payments on time, members enroll in ACH, and they do not pre-pay their loans. CommonBond's average savings methodology excludes refinance loans during the period mentioned above in which members elect a refinance loan with longer maturity than their existing student loans, the term length of the member’s original student loan(s) is greater is than 30 years, and the member did not provide sufficient information regarding his or her outstanding balance, loan type, APR, or current monthly payment.

2 $200 to be credited to your PayPal account or check to be mailed to the postal address in your loan application within 6 weeks of loan funding. Lending decisions are not impacted in any way by participation in this offer. Offer is non-transferable. No substitutions. Limit one offer per loan. Offered terms are subject to change. Loans are made by Bank of Lake Mills or CommonBond Lending, LLC (NMLS # 1175900). Bank of Lake Mills does not have an ownership interest in CommonBond. Neither CommonBond nor the Bank of Lake Mills is affiliated with the school you attended or are attending. Bank of Lake Mills is a Member, FDIC. None of the information contained in CommonBond's website constitutes a recommendation, solicitation or offer by CommonBond or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.


Virtual college counselor

Preparing your children for college can be an intimidating task. It’s why AXA XL is offering MyKlovr, a virtual college counseling platform, to support U.S.-based colleagues and their dependent children get started on their path to college and beyond.

The virtual college counselor helps each student navigate their own journey to success: learning about their strengths and preferences, offering timely reminders and suggestions, and tapping into a wealth of data and resources, including:

  • Education and career resources, such as tutoring, career assessment, essay writing assistance, resume building, athlete preparation and qualification, and much more.
  • Financial well-being resources, such as college planning, financial education, one-on-one student loan financing, retirement planning, and more.
  • Other resources to help connect students and families with employment opportunities across industries and professions.

MyKlovr supports learners of all ages and stages and is available 24/7 to assist users with sound college, career and financial advice. To get started, go to MyKlovr and take advantage of the employer discount available to you as an AXA XL colleague.


Scholarship program

Each year, the XL America Scholarship Foundation awards one-year educational scholarships to children of U.S. AXA XL colleagues who have achieved academic excellence and are in pursuit of higher education. If you have a son or daughter who has graduated from high school, or is graduating this year, and will be enrolled in an accredited undergraduate or graduate institution in the fall, they are eligible to submit applications.

Eligibility requirements

Applicants must meet the eligibility requirements set out when the program is launched in the Spring. Please note that dependents of XL America Scholarship Foundation board members or donors are not eligible. In addition, children of colleagues who earn an annualized base salary of $285,000 or more (please note that this dollar figure may change annually) are also not eligible. Applicants, including prior scholarship recipients, may apply for the scholarships annually as long as they remain eligible.

For further information, please contact CSR@axaxl.com.


Personal discounts

As an employee at AXA XL, you are immediately eligible for the following discounts through a variety of nationwide retailers:

  • Home & Auto — Liberty Mutual
  • AT&T
  • Verizon
  • GM car discounts
  • Movie tickets for Regal and Bow Tie Cinemas
  • Broadway Tickets through Plum Benefits

Volunteering leave policy

AXA XL's Volunteering Leave Policy enables colleagues to take a minimum of one day’s paid leave per annual year to volunteer with a 501 (c)(3) charity. This entitlement is in addition to participation in the company’s Global Day of Giving. Colleagues can take this as one full day, two half days, or by the hour over the course of the year. All volunteering commitments within the working day must have prior approval from the relevant line manager.

For more information, please see the Volunteering Leave Policy available on the Corporate Social Responsibility (CSR) page which can be found under About Us on ONE.


Other benefits

Professional development and educational assistance

As an AXA XL colleague, you are immediately eligible to participate in the professional development and educational assistance program. This program helps you with:

  • Long term Degree
  • Self Study Certificate
  • Professional Designation Programs
  • Skill Development Courses
  • Continuing Education

For more information, please refer to the Employee Handbook and contact RMBenefitsAdministration@axaxl.com.

AXA Travel Assistance Program

The AXA Travel Assistance Program offers you and your dependents medical and travel assistance services, 24 hours a day, 365 days a year through AXA Assistance USA, Inc.

You have access to assistance services when faced with an emergency while traveling internationally or domestically when you are more than 100 miles away from home. Your dependents are also eligible to access these services for up to 120 consecutive days for any given trip.