AXA XL offers you basic Accidental Death & Dismemberment (AD&D) insurance to supplement your life insurance benefit — at no additional cost to you. AD&D insurance provides additional support to your family should you pass away, or if you are seriously injured in an accident.

Learn about the differences between our basic and supplemental plans in this section.


Basic and Supplemental AD&D Insurance

AXA XL offers basic AD&D insurance at no cost to you and supplemental AD&D insurance if you want to pay for additional coverage.

Basic AD&D insurance

Eligible colleagues are covered at three times their annual base salary, up to a maximum of $750,000.

Supplemental AD&D insurance

You have the option to purchase additional coverage of one to five times your annual base salary, up to a maximum of $750,000.


Dependent AD&D insurance

To elect Dependent AD&D, you must elect at least 1 x your annual base salary in Supplemental AD&D. See the table below for your options for Dependent AD&D insurance for dependents.

Option Dependent AD&D insurance benefit
Option I
  • Spouse/domestic partner: $5,000
  • Child(ren): $2,000
Option II
  • Spouse/domestic partner: $10,000
  • Child(ren): $5,000
Option III
  • Spouse/domestic partner: $25,000
  • Child(ren): $5,000
Option IV
  • Spouse/domestic partner: $25,000
  • Child(ren): $10,000